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Your karikya Account Starts Here

Opening an account takes a few short steps — enter your details, verify your mobile number, and your wallet is ready to fund via bKash, Nagad or Rocket. Access depends on your local law and eligible regions, so check availability before you proceed.

Mobile OTP verificationbKash, Nagad, Rocket depositsInstant lobby access after setupOne account across all devices
karikya Your karikya Account Starts Here

What to Expect When You Register

The registration form asks for your mobile number, a password, and a few basic personal details. Once you submit, an OTP arrives on your phone — enter it to confirm your number and your account is active. From there, head to the wallet section to link your preferred payment method. bKash, Nagad and Rocket are

all listed there; pick one, follow the on-screen deposit flow, and your balance updates as soon as the transfer clears. If you ever switch devices — say from your phone to a desktop browser — just log back in with the same credentials. Your balance, history and settings all carry over without any extra steps.

  • Mobile Verification Your mobile number doubles as your account ID. The OTP step confirms ownership so no one else can open an account using your number.
  • Wallet Linking After registration, link bKash, Nagad or Rocket in the wallet panel. Deposits made through these rails reflect in your account balance once the transfer confirms.
  • Device Continuity One login works on any device. Open the lobby on your phone, then switch to a browser on another device — your session and balance stay in sync.
  • Account Support If you hit a snag during registration, our support team is reachable via live chat from the account page. They can help with OTP issues and wallet linking.

Account

The registration form asks for your mobile number, a password, and a few basic personal details. Once you submit, an OTP arrives on your phone — enter it to confirm your number and your account is active. From there, head to the wallet section to link your preferred payment method. bKash, Nagad and Rocket are all listed there; pick one, follow the on-screen deposit flow, and your balance updates as soon as the transfer clears. If you ever switch devices — say from your phone to a desktop browser — just log back in with the same credentials. Your balance, history and settings all carry over without any extra steps.

Explore the Lobby

Your details are encrypted for secure account access.

ACCOUNT SAFETY SIGNALS

How We Keep Your Account Secure

Account security sits behind every registration step on karikya. From the moment you enter your details, the connection runs over SSL encryption. Identity checks, wallet verification and session controls are all built into the account flow — not added as an afterthought.

SSL Encryption

Every page on the registration flow — from form entry to OTP confirmation — is served over SSL. Your details travel encrypted and are never exposed in plain text.

Mobile Identity Verification

The OTP step ties your account to a real mobile number. This stops unauthorised registrations and gives you a recovery path if you ever need to reset your password.

Wallet Ownership Check

When you link bKash, Nagad or Rocket, the account name on the wallet must match your registered profile. This protects both your deposits and your withdrawal requests.

Data Protection

Your registration data is stored securely and is not shared with third parties outside of payment processing. You can request a data review through the account panel at any time.

LOCAL PAYMENT RAILS

Fund Your Account with Local Wallets

Once your account is active, adding money is done entirely through the wallets Bangladesh already uses every day. Open your bKash, Nagad or Rocket app, send to the account number shown in the deposit screen, confirm with your PIN, and the balance appears in your karikya wallet. No bank card needed, no conversion step — just a straightforward mobile transfer you already know how to do.

bKash Send from your bKash app to the number shown on the deposit screen. Confirm with your PIN and the amount posts to your account wallet once the transfer is received.
Nagad Nagad transfers follow the same flow — open your Nagad app, enter the account number, confirm the amount and PIN. Your wallet balance updates after confirmation.
Rocket Rocket works through the DBBL mobile wallet app. Enter the shown account number, key in the amount, and confirm. The deposit reflects in your account after the transfer clears.
Upay Upay is also accepted for account funding. Use the standard send-money flow inside your Upay app, referencing the account number displayed at checkout.
REGISTRATION HELP PATHS

Help if Your Registration Hits a Snag

Most registrations go through without any issue. But if your OTP does not arrive, your wallet link fails, or you cannot access your account after setup, there are a few ways to get help quickly. Reach out through whichever channel suits you — we cover the common problems below.

Team online

Live Chat

The live chat icon sits on the account and registration pages. Describe the issue — OTP delay, wallet error, login block — and the team will walk you through the fix.

Email Support

For account issues that need documentation — like identity verification queries — email is the right path. Include your registered mobile number so the team can locate your account.

In-App Account Panel

After logging in, the account panel shows your verification status, linked wallets and any pending steps. Check here first before contacting support — many issues resolve from this screen.

Common Questions About Signing Up

These are the questions we see most often from people working through the registration process. If yours is not covered here, live chat is the fastest next step.

You need a valid mobile number, a password, and basic personal details. An OTP is sent to your phone to confirm the number before the account activates.

Account access depends on your local law and the eligible regions karikya operates in. Check the terms page for the current regional availability before completing registration.

Wait a minute and try the resend option on the OTP screen. If it still does not arrive, contact live chat with your registered number and the team will assist you directly.

Link whichever wallet you use most often — bKash, Nagad or Rocket are all accepted. The deposit flow is the same for each: open your app, send to the displayed number, confirm with PIN.

Yes. Log in with the same credentials on any device. Your balance, transaction history and account settings carry across without needing to re-register or re-verify.

Go to the wallet section in your account panel, select your payment method, and follow the on-screen steps. The name on the wallet must match your registered account name.
Reference

Register

Service availability depends on eligible regions and local law. Users should check local rules before opening an account.

Access may be available only where local law permits.